ACCIDENT & DISABILITY PLANS

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Our Accident Plans can pay covered expenses in addition to benefits received from other insurance coverage. Benefits are not based on what other coverage, like health insurance, may pay.

Get up to $20,000 worth of coverage.

• The Accidental Death & Dismemberment benefit amount is the same as the accidental injury benefit amount. It pays in addition to any accident benefits to you or a beneficiary.
• Critical Illness Coverage - add critical illness benefits for a number of covered conditions. The critical illness benefit matches the accident benefit level selected.
• Hospital Sickness Coverage - add coverage for one more unexpected event, hospitalization due to sickness. If you’re ill and admitted to the hospital for more than 24 hours, you’re paid a lump sum payment to help with those costs, one payment per covered person per calendar year.
• Additional ICU Benefit - If you’re admitted to the intensive care unit (ICU) while hospitalized, ICU benefits are paid in addition to hospitalization benefits.
• No Network Limitations - our plans don’t require you to stay in a network. You’re paid the same no matter what doctor or health care facility gives you care.

You’re paid fixed amounts for covered services related to accidental injuries. Then you decide how best to use that money to help your situation

Your accident insurance can be used immediately for qualifying expenses once the plan is in effect.

If you choose a plan that includes critical illness or hospital stay for sickness benefits, those benefits have a 30-day waiting period in most states.

Your benefits payments can help with those out-of-pocket costs your main health insurance doesn’t cover, and caused by unexpected accidents.