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Home
ABOUT
  • OUR TEAM
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GET A QUOTE
OUR PLANS
  • MEDICAL
  • TELEMEDICINE
  • DENTAL
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  • ACCIDENT & DISABILITY
  • CRITICAL ILLNESS
  • LIFE INSURANCE
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    • MEDICAL
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    • CRITICAL ILLNESS
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ACCIDENT & DISABILITY PLANS

person in wheelchair with an injured ankle

Accidents happen, but you don't have to be unprepared

If you’re injured by the unexpected, having an Accident & Disability Plan can help.

Our Accident Plans starts at $13.85 Monthly, and pays you directly for eligible expenses associated with an accidental injury or pays a lump sum for a related accidental death or dismemberment (AD&D). 

Other plans add coverage for critical illness and hospitalization for sickness.

Accident Plan

patient receiving care for wrist injury

Choose how much accidental injury coverage you want

Our Accident Plans can pay covered expenses in addition to benefits received from other insurance coverage. Benefits are not based on what other coverage, like health insurance, may pay.

Get up to $20,000 worth of coverage.

Choose your plan and it's addition

  • The Accidental Death & Dismemberment benefit amount is the same as the accidental injury benefit amount. It pays in addition to any accident benefits to you or a beneficiary.
  • Critical Illness Coverage - add critical illness benefits for a number of covered conditions. The critical illness benefit matches the accident benefit level selected.
  • Hospital Sickness Coverage - add coverage for one more unexpected event, hospitalization due to sickness. If you’re ill and admitted to the hospital for more than 24 hours, you’re paid a lump sum payment to help with those costs, one payment per covered person per calendar year.
  • Additional ICU Benefit - If you’re admitted to the intensive care unit (ICU) while hospitalized, ICU benefits are paid in addition to hospitalization benefits.
  • No Network Limitations - our plans don’t require you to stay in a network. You’re paid the same no matter what doctor or health care facility gives you care.

Benefits are paid directly to you

You’re paid fixed amounts for covered services related to accidental injuries. Then you decide how best to use that money to help your situation

When are my benefits available?

Your accident insurance can be used immediately for qualifying expenses once the plan is in effect.

If you choose a plan that includes critical illness or hospital stay for sickness benefits, those benefits have a 30-day waiting period in most states.

Help for high deductibles

Your benefits payments can help with those out-of-pocket costs your main health insurance doesn’t cover, and caused by unexpected accidents. 

Take a glance at the benefits & Compare with confidence

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